Free · no sign-up · nothing is stored
Income tax calculator 2026 for the self-employed
How much income tax is due on your profit – and how much should you set aside every month?
The calculation runs only in your browser. Nothing is sent to us or stored.
How it is calculated
- Taxable income = profit − deductions. Other income, allowances and lump sums are not taken into account.
- Income tax follows the 2026 tariff under § 32a EStG (basic tax-free allowance, Grundfreibetrag, €12,348), with the splitting method for joint assessment.
- Solidarity surcharge: 5.5% of the income tax, but only above the exemption limit and with a phase-in zone.
Frequently asked questions
When do I have to pay the income tax?
After the tax return, with the tax assessment notice. The tax office often also sets quarterly prepayments (10 March, 10 June, 10 September, 10 December).
How much should I set aside?
A good rule of thumb is the reserve from the calculator – plus the VAT you collect and have to pay to the tax office.
Is the result binding?
No. It is an estimate for one person with income from self-employment. The actual tax depends on all your income and deductions.
Invoices and taxes without a pocket calculator
Kontelio calculates VAT, deadlines and profit automatically from your invoices and receipts.
30 days with all features of the Business plan · no credit card · free plan afterwards
More calculators
Small business calculator
Check in one minute whether you can use the small business scheme (Kleinunternehmerregelung, § 19 UStG).
VAT calculator
Convert net to gross and gross to net – with 19% or 7% VAT (Umsatzsteuer).
Hourly rate calculator
Work out which hourly rate you need to reach your target income.
Trade tax calculator
Calculate the trade tax (Gewerbesteuer) with the allowance, your municipality’s Hebesatz and the credit against income tax.
Depreciation calculator
Calculate the straight-line depreciation (AfA) for a laptop, car or furniture – with a depreciation schedule.
Skonto calculator
Is the early payment discount (Skonto) worth it? Calculate the discount, the amount to pay and the effective annual interest rate.
E-invoice obligation calculator
From when do you have to issue e-invoices (E-Rechnung)? Find your deadline with three questions.
The calculators give you a first orientation. The content is general information, not tax advice.
Black Deal 50% off the first year with annual billing – only until December 31, 2026.